As an Amazon Affiliate, we may earn a commission on eligible purchases made through our referrals. Frequent Floaters has partnered with CardRatings for our coverage of credit card products. FrequentFloaters and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Small business owners can do themselves well by checking into the IHG One Rewards Premier Business Credit Card: a great, affordable companion to the personal/consumer IHG card.
Learn here how to apply for the IHG One Rewards Premier Business Credit Card
Current Welcome Offer: Earn 140,000 Bonus Points after spending $3,000 on purchases within three (3) months of being approved for the card. Learn here how to apply for this offer.
Card Type: Mastercard World Elite
What Kind of Points/Miles the Card Earns: IHG Rewards One points
Annual Fee: $99
Additional Cardholders: $0
Foreign Transaction Fees: $0
APR: reg_apr,reg_apr_type
Points Earnings:
- Up to 26X total per dollar (yes) spent during IHG stays
- 5X on travel
- 5X on select advertising
- 5X at gas stations
- 3X on all other eligible purchases
Where Can You Apply?: Here is an affiliate link to our friends at CardRatings. We don’t see any information (name, address, EIN, business income, employees’ names, passwords — which are all pets, let’s face it — etc.) you submit. Thank you for helping support the blog!
Card Features and Benefits
Much like its personal/consumer counterpart, there are a couple of features we like about the IHG One Rewards Premier Business Credit Card.
Number one: the annual Anniversary Night starting the second year of card membership. This can help save small business owners some money on lodging — or treat your loved ones to a room during vacation! You can redeem it for a night valued at up to 40,000 points. If you need a night valued at more than 40,000, just use your IHG points to make up the difference. (Remember that IHG is a Chase Ultimate Rewards points transfer partner.)
Number two: the Fourth Night Free benefit. When you book an award stay (with points) for three consecutive nights, you can stay a fourth night for 0 points. Again, this is a big saver on business trips and vacations.
Cardmembers are given IHG One Rewards Platinum Elite status. This comes with perks such as:
- Room upgrades (when available)
- Guaranteed room availability
- Complimentary internet
- Priority check-in
- Late check-out
- Welcome amenity (usually 500 points or a free alcoholic beverage)
- $30 In-room spa credit

Finally, you can earn a Global Entry, TSA PreCheck® or NEXUS statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. Remember that you can always “gift” that benefit to someone else if you already have (or don’t want) it.
Learn here how to apply for the IHG One Rewards Premier Business Credit Card
Frequent Floaters has partnered with CardRatings for our coverage of credit card products. FrequentFloaters and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.