IHG One Rewards Premier Credit Card

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Platinum Elite status, an annual Anniversary Night (starting year two), and much more: these are some of the reasons we hold the IHG One Rewards Premier Credit Card.

Learn here how to apply for the IHG One Rewards Premier Credit Card

Current Welcome Offer: Earn four free nights (each valued at up to 40,000 points) after spending $3,000 on purchases within three (3) months of being approved for the card.

All information related to this card was collected independently by Frequent Floaters and was neither provided nor reviewed by the card issuer.

Card Type: Mastercard World Elite

What Kind of Points/Miles the Card Earns: IHG Rewards One points

Annual Fee: $99

Additional Cardholders: $0

Foreign Transaction Fees: $0

Points Earnings:

  • Up to 26X total per dollar (yes) spent during IHG stays
  • 5X on travel
  • 5X at restaurants
  • 5X at gas stations
  • 3X on all other eligible purchases

Where Can You Apply?: Learn here how to apply.

Card Features and Benefits

There are two huge reasons we hold the IHG One Rewards Premier Credit Card:

The first is the annual Anniversary Night starting the second year of card membership. It’s redeemable for a night valued at up to 40,000 points. If you find a night valued at more than 40,000, you can use your IHG points to make up the difference. (Remember that IHG is a Chase Ultimate Rewards® points transfer partner.)

Next is the Fourth Night Free benefit. When you book an award stay (with points) for three consecutive nights, you can stay a fourth night for 0 points. This can really help you save money during a vacation. It’s one of the reasons we think the card is especially great for couples and families.

Cardmembers are given IHG One Rewards Platinum Elite status. This comes with perks such as:

  • Room upgrades (when available)
  • Guaranteed room availability
  • Complimentary internet
  • Priority check-in
  • Late check-out
  • Welcome amenity (usually 500 points or a free alcoholic beverage)
  • $30 In-room spa credit
The dining room in a hospitality suite at the Holiday Inn Lake Elmo near St. Paul, Minnesota.
The dining room of our hospitality suite at the Holiday Inn Lake Elmo near St. Paul, Minnesota.
IHG Platinum status obtained through a travel credit card scored us this great complimentary upgrade!

Finally, you can earn a Global Entry, TSA PreCheck® or NEXUS statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. Remember that you can always “gift” that benefit to someone else if you already have (or don’t want) it.

Learn here how to apply for the IHG One Rewards Premier Credit Card

Advertiser Disclosure: Frequent Floaters has partnered with CardRatings for our coverage of credit card products. FrequentFloaters and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. All information related to any credit cards above was collected independently by Frequent Floaters and was neither provided nor reviewed by the respective card issuers

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.