Ink Business Cash® Credit Card

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Two great 5X categories are reason enough to hold the no-annual-fee Ink Business Cash® Credit Card.

Learn here how to apply for the Ink Business Cash® Credit Card

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Current Welcome Offer: Earn $900 bonus cash back (90,000 points) after you spend $6,000 on purchases in the first three (3) months of being approved for card membership. (Learn here how to apply for this offer.)

What Kind of Points/Miles the Card Earns: Chase Ultimate Rewards® points that can be converted to cashback (statement credit, direct deposit, mailed check) or used toward travel, gift card redemptions, donations, or other rewards. Unlike some other cash back cards, there’s no minimum required to redeem your points toward cash back.

Annual Fee: $0

Foreign Transaction Fees: foreign_transaction_fee

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Points Earnings:

  • Earn 5% cash back/5X on the first $25,000 spent in combined purchases each account anniversary year on these two categories:
    • at office supply stores
    • on internet, cable, and phone services
  • Earn 2% cash back/2X on the first $25,000 spent in combined purchases each account anniversary year on these two categories:
    • gas stations
    • restaurants
  • 1X all other eligible purchases and after the $25,000 thresholds have been met.

Why We Like Love It:

If you have a cell phone bill, you need the Ink Business Cash® Credit Card. 5X on phone services can add up very quickly. (Our strategy: use the Amex Business Platinum card‘s $10 monthly wireless credit and then pay the balance on our Ink Business Cash® Credit Card.)

The 5X at office supply stores (and their websites) is also a great bonus.

What We Don’t Love

foreign_transaction_fee Really? We occasionally do business outside the United States. (You may already hold a card with no foreign transaction fees.)

We wish the 2X categories were maybe a little sweeter — some of us actually take clients to restaurants. But then again, it’s a no-annual-fee card. Beggars can’t be choosers.

Where Can You Apply?

Here is an affiliate link (thank you!) to our friends at CardRatings. We don’t see any information (name, address, SSN, income, favorite child — and we know you have one –, your father’s maiden name, etc.) you submit.

Learn here how to apply for the Ink Business Cash® Credit Card

Frequent Floaters has partnered with CardRatings for our coverage of credit card products. FrequentFloaters and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.