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Two great 5X categories are reason enough to hold the no-annual-fee Ink Business Cash® Credit Card.
Learn here how to apply for the Ink Business Cash® Credit Card
Current Welcome Offer: Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. That's up to $750 bonus cash back (awarded as 75,000 bonus Chase Ultimate Rewards® points). (Learn here how to apply for this offer.)
Limited Time 10% Relationship Bonus: If you have the Ink Cash card and a Chase Business Checking account on your first card anniversary, you’ll earn a one-time 10% bonus of all eligible cash back earned during your first year. This offer is only available for Ink Business Cash cards opened between March and November 2024! Learn here how to apply.
What Kind of Points/Miles the Card Earns: Chase Ultimate Rewards® points that can be converted to cashback (statement credit, direct deposit, mailed check) or used toward travel, gift card redemptions, donations, or other rewards. Unlike some other cash back cards, there’s no minimum required to redeem your points toward cash back.
Annual Fee: $0
Points Earnings:
- Earn a total of 5% cash back/5X on Lyft rides through March 2025
- Earn 5% cash back/5X on the first $25,000 spent in combined purchases each account anniversary year on these two categories:
- at office supply stores
- on internet, cable, and phone services
- Earn 2% cash back/2X on the first $25,000 spent in combined purchases each account anniversary year on these two categories:
- gas stations
- restaurants
- 1X all other eligible purchases and after the $25,000 thresholds have been met.
Why We Like Love It:
If you have a cell phone bill, you need the Ink Business Cash® Credit Card. 5X on phone services can add up very quickly. (Our strategy: use The Business Platinum Card® from American Express’ $10 monthly wireless credit and then pay the balance on our Ink Business Cash® Credit Card. (Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.))
The 5X at office supply stores (and their websites) is also a great bonus.
What We Don’t Love
Foreign transactions fees. Really? We occasionally do business outside the United States. (You may already hold a card with no foreign transaction fees.)
We wish the 2X categories were maybe a little sweeter — some of us actually take clients to restaurants. But then again, it’s a no-annual-fee card. Beggars can’t be choosers.
Where Can You Apply?
Here is a link where you can read more. We don’t see any information (name, address, SSN, income, favorite child — and we know you have one –, your father’s maiden name, etc.) you submit.
Learn here how to apply for the Ink Business Cash® Credit Card
Advertiser Disclosure: Frequent Floaters is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities.
Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
