Capital One Venture X Business

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If you’re a fan of the consumer/personal Capital One Venture X Rewards Credit Card, then you might be interested in its business counterpart: the Capital One Venture X Business. Where this card differs, though, is that all charges must be paid off in full each billing cycle.

All information related to these cards was collected independently by Frequent Floaters and was neither provided nor reviewed by the card issuer.

Current Spend Bonus: LIMITED TIME OFFER: You can earn up to 300,000 bonus miles. Here's how:

  • Earn 150,000 miles after you spend $20,000 on eligible purchases within three (3) months of being approved for card membership
  • Earn an additional 150,000 miles after you spend a total of $100,000 on eligible purchases within six (6) months of being approved for card membership

Card Type: Visa

What Kind of Points/Miles the Card Earns: Capital One Miles. They can be redeemed toward travel purchases made through Capital One’s Travel service or transferred to one of Capital One’s partners. Cashback is an option but the redemption rates are less than 1:1.

Annual Fee: $395.

Additional Cardholders: $0. Unlike the consumer/personal Capital One Venture X Rewards Credit Card, there are no travel benefits for the business card’s additional members. (Up to four Capital One Venture X Rewards Credit Card authorized cardholders can enjoy Priority Pass Select membership, Capital One Lounge access, and statement credit for TSA PreCheck or Global Entry application fees.)

Foreign Transaction Fees: $0

Points Earnings:

  • 10X miles on hotels and rental cars booked through Capital One Travel
  • 5X on flights booked through Capital One Travel
  • 2X on all other eligible purchases

Featured Travel Benefits

The Capital One Venture X Business card offers several benefits for business owners who have to hit the road.

Airport Lounge Access

Capital One Venture X Business members and up to two guests enjoy access to over 1,300 airport lounges worldwide. These include Capital One Lounges, select Plaza Premium lounges, and a complimentary Priority Pass Select membership (enrollment required).

a group of people sitting at a bar$300 Travel Statement Credit

Here’s an easy way to knock out 75% of that annual fee: cardholders receive up to $300 back annually as statement credits for bookings through Capital One Travel.

10,000 Bonus Miles

Receive 10,000 bonus miles (worth $100) on your card membership anniversary, starting your second year. That $100 plus your $300 in statement credit are worth $400 — which is $5 ahead of your $395 annual fee. Make sure to use them!

Global Entry or TSA PreCheck®

Like many travel credit cards, Capital One Venture X Business members can receive up to $100 in statement credit every four (4) years when using the card to pay for one (1) Global Entry or TSA PreCheck® application fee. Remember that you can “gift” your Global Entry or TSA PreCheck credits to others, such as deserving employees.

Premier Collection Hotels and Resorts

This is a great way to help your company save money on business travel. Enjoy a $100 experience credit, daily breakfast for two (2), and and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available, at eligible properties.

Capital One Miles Transfer Partners

  • ALL – Accor Live Limitless (2:1)
  • Aeromexico Club Premier
  • Air Canada – Aeroplan
  • Air France-KLM Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Cathay Pacific – Asia Miles
  • Choice Privileges
  • Emirates Skywards
  • Etihad Guest
  • EVA Air – Infinity MileageLands (2:1.5)
  • Finnair Plus
  • Qantas Frequent Flyer
  • Singapore Airlines KrisFlyer
  • TAP Miles&Go
  • Turkish Airlines Miles&Smiles
  • Virgin Red
  • Wyndham Rewards

Advertiser Disclosure: Frequent Floaters is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.